Women & Retirement: By the Numbers
Empowering financial confidence for every stage of life.
Whether you’re preparing for retirement, in retirement, navigating a major life transition, or taking a more active role in your finances, we are here to help you clarify your options and build a plan that supports your family and your long-term goals.
💰 51% – Women now control over half of U.S. personal wealth, shaping the nation’s financial future.
📈 $14 Trillion → $30+ Trillion by 2030 – Women’s controlled assets are projected to more than double in the next decade.
💬 74% – Nearly three-quarters of women feel overwhelmed during major financial transitions such as retirement, divorce, or widowhood.
🛍️ 80% – Women make the majority of household buying decisions, a 30% increase over the past five years.
🧭 90% – Nearly all women will manage finances on their own at some point due to longevity, divorce, or widowhood.
⏳ 5–6 Years Longer – Women outlive men on average, requiring more years of income and healthcare planning.
👩❤️👨 Age 59 – The average age of widowhood in the U.S., highlighting the need for early, proactive planning.
🌿 80% – Eight in ten women will outlive their spouse, often managing later-life finances independently.
🕊️ 8 in 10 Women – Spend their final years single, whether widowed, divorced, or never married.
⚖️ Disposition of Marital Estate – Women are more likely than men to manage the distribution of marital assets, requiring careful planning to protect financial security.
📉 83¢ to the Dollar – Women working full-time still earn less than men, reducing lifetime savings and Social Security benefits.
🛡️ Conservative Investing – Over half of women describe themselves as conservative investors, though longer lifespans require strategies that balance protection with growth.
🏥 Women & Long-Term Care – More than half of women age 65+ will need paid long-term care, and they are more likely than men to require extended care lasting five years or longer.
Prepare for the Unexpected.
Live with Confidence.
Your Retirement Plan
Women face unique financial challenges throughout life, from longer lifespans to evolving responsibilities. That’s why a thoughtful retirement plan is essential. Planning today allows you to protect your family, preserve your lifestyle, and move confidently through life’s transitions. At Edge Private Wealth, we help women take control of their financial future — so you can live with security, clarity, and the freedom to focus on what matters most.